Accident, sickness and unemployment are real threats and can affect any one of us at any time.

It is important to ask yourself:

'How would I cope if lost my income due to accident, sickness or unemployment?'

Are you at risk?

Unfortunately, yes - the following statistics speak for themselves: You are 10 times more likely to be off work through serious illness than to die before the age of 65 (source: M&G Re statistics). It is estimated that only 30% of people with mortgages would qualify for Income Support. Would the state help? Unfortunately, even if you did qualify for State Benefits, the amount would probably only represent a small percentage of your normal income.

Would the state help?

Unfortunately, even if you did qualify for State Benefits, the amount would probably only represent a small percentage of your normal income.

Insurance cover is available to protect you if any of these events were to happen so please contact us for further details.