Group Medical Insurance

Whether you're a small business or a large corporation, a company Private Health Insurance policy enables you to promote wellbeing within your organisation, build staff loyalty and be seen as a caring employer.

What is it?

Private Medical Insurance (PMI) is cover that allows yourselves and your employees to get private medical treatment where and when you want it.

Company Medical Insurance schemes typically include cover for the following:

• Consultation fees and outpatient tests
• MRI scans, radiotherapy and chemotherapy
• In patient and out-patient treatment
• Hospital accommodation and nursing fees
• Surgeons' physicians' and anesthetists' fees
• Therapies such as physiotherapy and osteopathy
• Bills normally paid directly by the insurer
• Normally no monetary limits - employees covered for the full cost of eligible treatment from day one
• Often 24 hour employee help line available, staffed by suitably qualified medically trained personnel covering issues
  such as stress at work and alcohol and drug abuse
• GP Help line enabling your staff to call a GP 24/7 free of charge on a range of medical matters

Why choose Private Medical Insurance?

• Ensures you and your staff can avoid the waiting lists on the NHS, get treated and return to work quicker
• Early diagnosis from private medical consultations can help prevent serious illness
• Helps reduce sickness related employee absence and helps promote staff wellbeing
• A healthy workforce is fundamentally important to any business
• Enables absence management for medical treatment to be planned
• High value benefit to aid retaining and rewarding existing staff and attract new staff
• May enable you to offset the premiums as a business expense against corporation tax