In todays ever changing corporate environment any person / persons providing advice, designs or similar services in a professional capacity is regarded as an expert by their customers. A simple error, omission or mis-statement can trigger a claim. It is no longer just the traditional professions who are required to purchase cover.

Cover can be provided to include additional covers :-

• Libel and Slander
• Loss of Documents
• Unintentional infringement of copyright
• Unintentional breach of confidentiality

Policies are issued on a ‘claims made' basis. This means that cover is provided for any third party claim first made against yourself within the period of insurance. Therefore cover is provided whenever the act, error or omission took place subject to it being within the retrospective date applied on the policy by insurers.