This type of cover provides protection for an organisation against kidnapping of named people, extortion by threat of harm to the organisation, its people, property or computers, and politically motivated threats against people in the organisation.

• Property or money surrendered
• Negotiation and consultancy expenses
• Rewards for information
• Salary of an employee during captivity
• Medical and psychiatric expenses
• Liability for alleged negligence in hostage retrieval operations or negotiations

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