Cover for organisations for loss of money, property and securities resulting from a number of crimes committed from inside or outside the organisation and also cover for liability to an organisation's client resulting from a crime perpetrated against the client by the organisation's employee. Crimes covered include :-

• Theft
• Robbery
• Safe burglary
• Forgery of financial instruments
• Fraudulent transfer of funds
• Credit card fraud
• Computer fraud
• Criminal destruction

The following highlight the need to consider the cover :-

• During 2002, the UK's Serious Fraud Office investigated frauds valued at £1.6 billion.
• 30% of companies that fail, do so because of fraud committed against them
• 85% of fraud victims never recover the funds lost